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Tax Considerations

Summary

Tax treatment depends on your country of residence. Rental income and capital gains may be taxable in your home country. We provide transaction records, but tax advice is not something we offer. Consult a tax professional for your situation.


Important Disclaimer

Arvo does not provide tax advice. This article offers general information only. Tax laws vary by country and change frequently. Always consult a qualified tax professional for advice specific to your situation.


What May Be Taxable

Rental Income

Money you receive from tenant rent payments.

Consideration

Details

When received

Monthly

Tax treatment

Often taxed as income

Varies by

Your country of residence

Capital Gains

Profit when you sell your shares for more than you paid.

Consideration

Details

When realised

At exit (window or property sale)

Tax treatment

Often taxed as capital gains

Varies by

Your country, holding period


General Guidance by Region

This is general information only. Tax laws change. Verify with a professional.

UAE Residents

Tax Type

General Guidance

Income tax

Currently no personal income tax in UAE

Capital gains

Currently no capital gains tax in UAE

UAE residents may have minimal tax obligations, but verify your specific situation.


UK Residents

Tax Type

General Guidance

Rental income

May be taxable as foreign income

Capital gains

May be subject to CGT

Reporting

May need to report foreign investments

Considerations: personal allowances may apply, tax treaties between UK and UAE may affect treatment, ISA and SIPP wrappers don't apply to direct property investments.


US Residents / Citizens

Tax Type

General Guidance

Rental income

Taxable as ordinary income

Capital gains

Taxable (short-term or long-term rates)

FBAR

May need to report foreign accounts

FATCA

May have reporting requirements

Considerations: US taxes worldwide income, foreign tax credits may be available, complex reporting requirements.


EU Residents

Tax Type

General Guidance

Rental income

Typically taxable in country of residence

Capital gains

Varies significantly by country

Reporting

May need to declare foreign assets

Considerations: each EU country has different rules, tax treaties may apply, wealth taxes in some countries.


India Residents

Tax Type

General Guidance

Rental income

Taxable as income from other sources

Capital gains

Taxable (LTCG vs STCG rules)

Foreign assets

Must be disclosed

LRS

Investment should comply with limits


Saudi Arabia Residents

Tax Type

General Guidance

Income tax

No personal income tax for individuals

Zakat

May apply to certain residents


Pakistan Residents

Tax Type

General Guidance

Rental income

May be taxable

Capital gains

May be taxable

Foreign assets

Disclosure requirements


Other Countries

If your country isn't listed, assume both rental income and capital gains may be taxable, check for tax treaties with UAE, and consult a local tax advisor.


Tax from Arvo

We provide records to help with tax filing:

Document

Contains

Transaction History

All deposits, investments, income, exits

Annual Summary

Year's income and transactions

Income Statements

Rental income by property

Exit Confirmations

Capital gains calculations


Common Questions

Does Arvo withhold taxes?
No. You're responsible for your own tax obligations.

Does Arvo report to tax authorities?
This depends on applicable regulations. We comply with all regulatory requirements.

Can I get a tax certificate?
We provide transaction records . For specific certificates, contact support.

Is investing through Arvo tax-efficient?
This depends entirely on your personal tax situation and country of residence.

Should I set aside money for taxes?
If your income is taxable, setting aside funds is prudent. Ask your tax advisor.


Final Reminder

This article is for general information only and does not constitute tax advice. Tax laws are complex and vary by jurisdiction. Always consult a qualified tax professional for advice specific to your circumstances. Arvo is not responsible for your tax obligations or any penalties resulting from incorrect tax filings.


Need Help?

[email protected] (we can help with documents, not tax advice)


All investments carry risk. Real estate price can increase and decrease in value. Past performance is not a guarantee of future returns. Arvo is regulated by the DFSA.

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