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Payment Schedule

Summary

Rental income is expected to be distributed monthly and can be withdrawn to your Verified Bank Account at any time. Note that there is no guarantee that rental income will be distributed every month as some properties may be vacant at purchase, or have vacancies between tenants.

Deposits to the Arvo Wallet can be made using a Debit Cards or Bank Transfers, while Withdrawals can only be made to your Bank Account. Bank Transfer Deposits and Withdrawals typically take 1-2 business days to UAE banks, or 3-5 business days to international banks. Debit Card deposits carry a 2% convenience fee, and cannot be used for Withdrawals.


At a Glance

Transaction

Timing

Deposit (card/Apple Pay)

Instant

Deposit (bank transfer)

1-2 days

Rental income

Typically Monthly

Withdrawal (UAE bank)

1-2 business days

Withdrawal (international bank)

3-5 business days

Exit window proceeds

Within days of sale

Property sale proceeds

Within weeks of completion


Rental Income Schedule

Payment Date

The first monthly payment date will be finalized after the property is Funded and the title deed has been transferred. Note that if the property is vacant, finding a tenant might take some time which delays the first rental payment.

Monthly Timeline

Date

What Happens

Beginning of the Month

Rent collected from tenants

During the Month

Income calculated, expenses deducted

During the Month

Distribution to your wallet

During the Month

Email notification sent


When You'll Receive Your First Payment

Stage

Typical Timing

Investment Confirmation

Instant

Property funding completes

Days to weeks

Property purchase closes

1 to 2 weeks

First rent collection: Tenanted Property

Within a Month of property closing

First rent collection: Vacant Property

Within 2-3 Months of the property closing

Expect your first payment within 30 days of funding if the property is already tenanted, or within 90 days if it's vacant at purchase. Delays may happen if the tenant search process takes longer.


Deposit Processing

Method

Processing Time

Debit Card

Instant

Apple Pay

Instant

Google Pay

Instant

Bank Transfer

1-2 days

Bank Transfer Details

Bank transfers may take 1-2 days to process for UAE Bank Transfers, and 3-5 Days for International Banks. You must include your Reference Code so we can match the transfer to your account. If a Reference Code is not used, this may lead to a delay in your funds being credited.

Timing also depends on:

  • Your bank's processing speed

  • Time of day (business hours faster)

  • Weekends and holidays (may delay)

Transfer early in the day on weekdays for fastest processing.


Withdrawal Processing

Method

Processing Time

UAE Bank Transfer

1-2 business days

International Bank Transfer

3-5 business days

Factors That May Affect Timing

  • Large withdrawals may require additional verification

  • Your bank's incoming transfer processing

  • Weekends and holidays

  • First-time withdrawals may take slightly longer


Exit Window Payments

When you sell shares via an exit window:

Stage

Timing

Exit window opens

Announced in advance

You list shares

During window period

Transaction completes

During window

Proceeds to wallet

Within days after Window Closing


Notifications

You'll be notified about all payments:

Event

Notification

Deposit received

Email + App

Rental distribution

Email + App

Withdrawal processed

Email + App

Exit proceeds

Email + App

Check your notification settings in the app to ensure you receive updates.


Delays and Issues

If Your Payment is Late

Possible reasons:

  • Property vacancy (no rent to distribute)

  • Major property expense that month

  • Bank processing delays (withdrawals)

  • Public holidays

What to Do

  1. Check your property's status in the app

  2. Check your email for notifications

  3. Contact support if are still uncertain - [email protected]


Common Questions

Why didn't I get paid on the date when rent was due?
If the date was a weekend or holiday, payment comes the next business day. If the tenant is late of their rent, rest assured that we are doing everything possible recover it..

Can I choose a different payment date?
No. All rental distributions are set in the details section of the property.

What time is rent paid out?
Payments are processed during UAE business hours. You'll receive a notification when complete.

Can I get paid weekly instead of monthly?
Not currently. The distribution schedule is set per property — currently monthly for all listed properties.


Quick Reference

Payment Type

When

Rental income

Monthly

Deposits

Instant (card) to 1-2 days (bank transfer)

Withdrawals

1-2 business days (UAE bank), 3-5 business days (international)

Exit proceeds

Days after transaction

Sale proceeds

Weeks after completion


Need Help?


All investments carry risk. Real estate price can increase and decrease in value. Past performance is not a guarantee of future returns. Arvo is regulated by the DFSA. Rental distributions are paid as specified per property — currently monthly for all listed properties. Actual timing and frequency may vary per property.

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