Summary
Add funds via debit card, bank transfer, Google Pay, or Apple Pay. We accept any currency and convert to AED for your wallet. Your first card deposit is free; subsequent card deposits carry a 2% Convenience Fee. Funds are available instantly with card, or within 1-2 days via bank transfer.
Payment Methods
Method | Processing Time | Cost | Benefit |
Bank Wire Transfer | 1-2 days | Free | Cheapest |
Debit Card | Instant | 2% Convenience Fee | Instant |
Apple Pay | Instant | 2% Convenience Fee | Instant |
Google Pay | Instant | 2% Convenience Fee | Instant |
How to Add Funds
Step 1: Open Your Wallet
In the Arvo app, tap Wallet in the bottom navigation.
Step 2: Tap "Deposit"
You'll see your current balance and the action buttons below.
Step 3: Enter Amount
Enter how much you want to deposit.
Step 4: Choose Payment Method
Select from:
Debit Card — instant
Apple Pay / Google Pay — instant
Bank Transfer — may take 1-2 days to process; you must include your Reference Code
Step 5: Complete Payment
Follow the prompts to authorise your payment.
Once processed, funds appear in your Available Balance.
You'll also be prompted to deposit funds during checkout. After picking the property you'd like to invest in, you can follow the same steps above.
Powered by Tap Payments
We partner with Tap Payments, a trusted payment provider in the MENA region, to process your deposits securely via debit cards or Apple/Google Pay.
Feature | Details |
Security | Bank-level encryption |
Compliance | PCI DSS certified |
Coverage | Supports cards from 100+ countries |
Currency
Deposit in any currency. We convert to AED.
Your wallet balance is held in AED (UAE Dirhams)
We accept deposits in any major currency
Conversion happens automatically at current rates
Converted amount is shown before you confirm
Deposit Fees
Fee Type | Amount |
Card Deposit Fee | 1st is free, subsequent card deposits carry a 2% Convenience Fee |
Bank Transfer | Free |
No surprises. Every fee is disclosed before you commit.
Deposit Limits
Limit | Amount |
Minimum deposit | Check app for current minimum |
Maximum deposit | Based on payment method limits |
After You Deposit
Once funds are in your wallet:
Available to invest immediately
Browse and purchase property shares
Funds held securely until you invest
Your deposited funds are held in segregated accounts with ENBD Bank, separate from Arvo's operating funds.
Common Questions
How long until funds are available?
Debit card and Apple/Google Pay: instant. Bank transfer: 1-2 days.
Can I deposit in USD/EUR/GBP?
Yes. We accept any major currency. It's converted to AED automatically.
Is there a deposit fee?
Your first card deposit is free. Subsequent card deposits carry a 2% Convenience Fee. Bank transfers are free.
What if my deposit fails?
Check your card details and try again. If issues persist, contact support.
Can I use a credit card?
Currently, we accept debit cards only.
Need Help?
All investments carry risk. Real estate price can increase and decrease in value. Past performance is not a guarantee of future returns. Arvo is regulated by the DFSA. Payments processed by Tap Payments. Funds held with ENBD Bank in segregated accounts.