Our Fee Structure
When | Fee | Amount |
Deposit | Card Deposit Fee | 1st is free, subsequent card deposits carry a 2% Convenience Fee |
Investment | Success Fee | 1.5% of the Funded Amount less Arvo Fees |
Investment | KYC Fee | 0.2% Initial Fee, of the Funded Amount less Arvo Fees |
Ongoing | KYC Fee | 0.1% Running Fee, of the Funded Amount less Arvo Fees per year |
Ongoing | Admin fee | 0.5% of the Funded Amount less Arvo Fees per year |
Exit | Exit fee | 2% of the greater of Sales Price or Funded Amount less Arvo Fees |
Exit | Performance fee | 5% of profit generated. Profit is calculated as the Sales Price, less sales fees and transaction costs, less the total Funded Amount (including all costs and fees funded at acquisition). |
Withdrawal | Free | Free |
Success Fee: 1.5%
Charged when a property you invested in reaches its Funding Target. Charged on the Funded Amount less Arvo Fees.
What it covers:
Property due diligence
Deal structuring
Platform costs
KYC Fee: 0.2% Initial + 0.1% Running
A 0.2% Initial Fee is charged at investment and a 0.1% Running Fee applies thereafter. Charged on the Funded Amount less Arvo Fees.
What it covers:
Identity verification at onboarding
Ongoing AML screening
Admin Fee: 0.5% per year
0.5% of the Funded Amount less Arvo Fees per year, deducted from your rental income throughout the year.
What it covers:
SPV maintenance
Regulatory compliance
Platform costs
Reporting and documentation
Exit Fee: 2%
Charged when the property is sold at the end of the holding period. Calculated as 2% of the greater of Sales Price or Funded Amount less Arvo Fees.
What it covers:
Deal structuring
Legal and administrative costs
Platform costs
Performance Fee: 5% of profits
Charged only on your profits when the property is sold. Profit is calculated as the Sales Price, less sales fees and transaction costs, less the total Funded Amount (including all costs and fees funded at acquisition). If you don't make money, we don't take a performance fee.
Deposits and Withdrawals
Your first debit-card deposit is free. Subsequent card deposits carry a 2% Convenience Fee. There are Card Issuer fees, they are not created or earned by Arvo. Bank transfer are free, although small transfer charges may apply from your Bank. Withdrawals are free.
All fees are subject to UAE VAT of 5%, other than the Convenience Fee.
Investment Timeline
Expected Holding Period
3-5 years is the average sales cycle for Arvo properties.
Real estate rewards patience. We focus on steady rental income plus long-term appreciation is.
Lock-Up Period
12 months from your initial investment.
During this time, you cannot sell via exit windows. You still receive rental income.
Exit Windows
After the lock-up period:
Exit windows open every 6 months
You can list your shares for sale
Other investors can buy them, subject to demand
Timeline Summary
Stage | Timing |
Invest | Day 1 |
First rental income | Within 30 days if tenanted at purchase, within 60 days if vacant |
Lock-up ends | 12 months |
First exit window eligible | 12 months |
Ongoing exit windows | Every 6 months |
Typical property sale | 3-5 years |
Refund Period. From the time of your investment to 48 hours after the Property reaches Funding, you can withdraw your commitment without penalty and without giving a reason. After this window expires, committed funds cannot be withdrawn unless Arvo cancels the transaction.
Why We Charge These Fees
Fee | What It Covers |
Success Fee | Property due diligence, deal structuring, platform costs |
Admin | SPV maintenance, regulatory compliance, reporting |
Exit | Deal structuring, legal and administrative costs |
Performance | Our incentive to maximize your returns |
The Performance Fee is only charged when the property is sold at a profit. This is where our interests are genuinely tied to yours.
Retail Client:
Retail Clients are subject to regulatory investment limits: a maximum of US$50,000 per individual property, a maximum of 30% of any individual property's offering size, and a maximum of US$100,000 across all properties per calendar year. Arvo may apply lower limits at its discretion.
Professional Clients:
Professional clients do not have per Property or Per Year limits. If you think you are a professional client, please reach out at [email protected].
Material Changes
Material changes. If a significant change affects a property before your investment is finalised — such as an unexpected cost, a title issue, or a material valuation change — Arvo will notify you. You will have 5 business days to reconfirm your commitment. If you do not reconfirm, your commitment is cancelled and your funds returned.
No Hidden Fees
What you see is what you pay. We don't have:
Hidden fees
Surprise charges
Withdrawal fees
All fees are disclosed in each property listing before you invest. Note that once the cooling-off period expires and a transaction completes, the Success Fee and KYC Fee are non-refundable.
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All investments carry risk. Real estate price can increase and decrease in value. Past performance is not a guarantee of future returns. Arvo is regulated by the DFSA.