Summary
An SPV (Special Purpose Vehicle) is a separate legal company created to own one property. It's registered in the DIFC, carries no debt, and exists solely to hold the property, pay property expenses and pay income to shareholders. This structure keeps your investment ring-fenced from Arvo's business. If anything happened to Arvo, your property ownership doesn't go with it.
In Plain English
An SPV is a dedicated legal container for a single property.
The container (SPV) holds one property
You own a share of it
It carries no debts or mortgages
Whatever the property earns flows to the owners
Why Not Just Own the Property Directly?
Dubai Land Department rules allow only 4 names on a property title deed. With potentially hundreds of investors, direct ownership isn't possible. The DFSA created the property crowdfunding licence specifically to solve this, and the SPV structure is how it works.
Challenge | SPV Solution |
Max 4 names on title | SPV is the single owner on title |
Hundreds of investors | Each investor owns shares in SPV |
Complex legal setup | One clean structure per property |
Transfer difficulties | Shares transfer easily |
Key Features
Registered in DIFC
The Dubai International Financial Centre is a respected financial hub with strong legal protections. Your SPV is registered here and subject to DIFC law.
One SPV Per Property
Each property has its own dedicated SPV. Your investment in one property has no connection to any other.
Debt-Free
Arvo SPVs currently carry no debt. There is no mortgage on the property. No bank has any claim. No secured borrowing is permitted without DFSA approval and full disclosure to investors.
You're a Registered Shareholder
Your name appears on the SPV shareholder registry, which you can verify on the DIFC Public Register.
How It Protects You
Protection | How It Works |
Separation | SPV is legally separate from Arvo |
No debt risk | No mortgage means no foreclosure risk |
Verifiable | Check your ownership on a public registrar |
Continuity | SPV exists even if Arvo does not |
What the SPV Does
Owns the property. Listed on the title deed.
Collects rent. From the property manager.
Pays expenses. Maintenance, insurance, fees.
Distributes income. To shareholders (you).
Sells the property. When investors vote to exit.
Common Questions
Who controls the SPV?
Arvo founders are registered as directors on the SPV, but all decisions must be approved by shareholders of each SPV.
Can the SPV take on debt?
No debt is permitted without DFSA approval and full disclosure to investors. This is also the reason we build a renovation and expense budget into each deal from the start.
Verify Your SPV Ownership
Go to the DIFC Public Register
Search for your SPV registration number (on your share certificate)
Confirm your name as shareholder
→ Step-by-Step Verification Guide
All investments carry risk. Real estate price can increase and decrease in value. Past performance is not a guarantee of future returns. Arvo is regulated by the DFSA.